Is it expensive to live in fernandina beach?

The cost of living in Fernandina Beach, Florida, is 6% higher than the national average. The cost of living in any area can vary depending on factors such as your. Fernandina Beach is a real estate market for buyers, meaning that prices tend to be lower and homes stay on the market longer. Most homes in Fernandina Beach are taking a long time to sell, so it's a good idea to negotiate homes here.